Ashraya Adhar Scheme
"Ashraya Adhar Scheme" is introduced to provide financial assistance in the form of loans to the members of Scheduled Tribes for the purpose of repair, renovation/reconstruction of houses. The Goa State Scheduled Tribes Finance and Development Corporation has introduced this scheme.
About the Ashraya Adhar Scheme Scheme
"Ashraya Adhar Scheme" is a Loan Scheme by the Goa State Scheduled Tribes Finance and Development Corporation Limited, Department of Tribal Welfare, Government of Goa. This scheme is introduced to provide financial assistance in the form of loans to the members of Scheduled Tribes for the purpose of repair, renovation/reconstruction of houses. The corporation has come up with the idea to help the Scheduled Tribe Community by providing financial assistance for the repair, and renovation/reconstruction of houses. There are many members of the ST Community who are willing to, but due to the higher rate of interest offered by banks, they cannot afford to avail of the bank loan for repairs, renovation or reconstruction of houses.
Benefits
₹ 5,00,000/- advanced as financial assistance in the form of a loan @ 2% per annum.
<br>
> Mode of Advance
The loan amount shall be advanced in two instalments after the submission of the required documents is complete in all respect.
₹ 3,75,000/- immediately after sanctioning the loan.
₹ 1,25,000/- on utilization of the first instalment. The 2nd instalment is to be released on submission of utilization bills and on the basis of physical verification/inspection carried out by the officer of the Corporation.
<br>
NOTE: Loanee shall commence the actual work within 03 months from the date of the sanctioned amount released.
<br>
> Insurance
The beneficiary shall be insured for life and property with the Insurance Agency identified by the Corporation and the premium of such policies shall be borne by the loanee (unless and otherwise decided by the Corporation).
Eligibility Criteria
- Any person belonging to Scheduled Tribe Community and having his/her house (which shall also include a mundcarial house) either owned individually or jointly will be eligible for financial assistance under this scheme.
- In case the house is owned jointly and there are different family units in the same house residing separately, each such unit will be eligible for financial support.
- The age of the applicant should not be more than 55 years as of the date of the loan application. However, the age of the applicant is relaxed up to 58 years in case the applicant is an employee of the State/ Central Government/ Government Corporation/ Board or aided Institute.
How to Apply for Ashraya Adhar Scheme
Application mode: Offline
Step 1: Visit the Office of the Goa State Scheduled Tribes Finance and Development Corporation Limited, 2nd floor, Smruti Building, Swami Vivekanand Rd, Altinho, Panaji, Goa 403001.
Step 2: Request a hard copy of the proforma of the application form for the scheme from the Concerned Officer of the Corporation.
Step 3: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across), and attach copies of all the mandatory documents (self-attest if required).
Step 4: Submit the duly filled and signed application form along with the documents to the Concerned Officer.
Step 5: The loan application shall only be accepted after proper scrutiny. Acquire the receipt/acknowledgement of the successful submission of the application from the Concerned Officer.
<br>
> Check Application Status
The District Social Welfare Officer (DSWO) can be contacted regarding the application status of the scheme.
<br>
> Post Application Processes
The list of eligible applicants will be prepared and physical verification/inspection will be carried out by the officer of the Corporation.
The application form along with documents and inspection report will be placed before the sanctioning authority for appraisal and approval.
Frequently Asked Questions
What is the Ashraya Adhar Scheme scheme?
&quot;Ashraya Adhar Scheme&quot; is a Loan Scheme by the Goa State Scheduled Tribes Finance and Development Corporation Limited, Department of Tribal Welfare, Government of Goa. This scheme is introduced to provide financial assistance in the form of loans to the members…
Who is eligible for Ashraya Adhar Scheme?
Any person belonging to Scheduled Tribe Community and having his/her house (which shall also include a mundcarial house) either owned individually or jointly will be eligible for financial assistance under this scheme. In case the house is owned jointly and there are different family units in the s…
What benefits does Ashraya Adhar Scheme provide?
₹ 5,00,000/- advanced as financial assistance in the form of a loan @ 2% per annum. <br Mode of Advance The loan amount shall be advanced in two instalments after the submission of the required documents is complete in all respect. ₹ 3,75,000/- immediately after sanctioning the loan. ₹ 1,25,000/- o…
How can I apply for Ashraya Adhar Scheme?
Step 1: Visit the Office of the Goa State Scheduled Tribes Finance and Development Corporation Limited, 2nd floor, Smruti Building, Swami Vivekanand Rd, Altinho, Panaji, Goa 403001. Step 2: Request a hard copy of the proforma of the application form for the scheme from the Concerned Officer of the…
Source: official scheme details published on the Government of India's myScheme portal. Always verify eligibility and deadlines on the official portal before applying. Scheme rules can change.
Related Government Schemes
"Immediate Relief Assistance" under "Welfare and Relief for Fishermen During Lean Seasons and Natural Calamities Scheme"
The scheme "Immediate Relief Assistance" under "Welfare and Relief for Fishermen During Lean Seasons and Natural Calamities Scheme" is introduced to extend financial assistance to the fishermen's families to compensate for the loss due to the missing breadwinner and to support them financially.
Burial and Ex-gratia Payment Scheme in Case of Death of Unregistered Laborer During Work at Construction Site
Launched in 2014, the "Funeral and Ex-gratia Payment Scheme for Unregistered Laborers" is a welfare scheme by the M.P. Building and Other Construction Workers Welfare Board, Government of Madhya Pradesh, providing funeral assistance and ex-gratia payments in case of death or permanent disability.
Garuda Scheme for Funeral Expense
The "Garuda Scheme for Funeral Expenses" aims to provide financial assistance for funeral expenses of a deceased Brahmin in their family, where the family has no other means to meet the same. This scheme covers Andhra Pradesh all 13 districts, to meet the funeral expenses of the deceased Brahmi.
Incentive For The Intra Caste Marriage within Scheduled Tribe Community
The scheme "Incentive for Intra Caste Marriage within the Scheduled Tribe Community" was launched by the Tribal Welfare Department, Government of Karnataka. The scheme provides an incentive of ₹2,00,000/- to couples who are both from the Scheduled Tribe community but belong to different sub-caste.
Mukhyamantri Shramik Aujaar Sahayata Yojana
The Labor Department of Chhattisgarh launched this scheme on October 1, 2010, under the "Building and Construction Workers Welfare Board." Tool kits are distributed to construction workers on an annual basis as part of this initiative.
Self-Employment loan scheme for Minority Widows, Divorcees / Abandoned Women
The scheme aims to provide self-employment loans to women from minority communities. Financial assistance with a 20% subsidy is provided to widows, divorced women, and abandoned women from minority communities. The scheme is implemented by the KSMDFC.