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State Government Scheme

Abhinandan Education Loan Subsidy Scheme

Chief Minister Sarbananda Sonowal launched the Assam Abhinandan Education Loan Subsidy Scheme at the Srimanta Sankardev International Auditorium on 26 December 2019 in the presence of Finance Minister Himanta Biswa Sarma, , several senior officials of the State Finance Department, and bank officials

Scheme Level
State
Applicable In
Assam
Category
Education & Learning, Skills & Employment
How to Apply
Online
Apply on Official Portal

About the Abhinandan Education Loan Subsidy Scheme Scheme

The objective of this scheme is to provide a loan subsidy of up to Rs 50,000 on education loans to students pursuing higher education from good institutions. The Abhinandan Education Loan Subsidy Scheme has been started with the Housing Scheme. Under this scheme, the Government of Assam will provide a one-time subsidy on loans to all students pursuing higher education on education loans. Under the Abhinandan Scheme all major banks, all commercial banks such as Federal Bank and HDFC are included.

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In this scheme, the state government will provide subsidy to the family of those students who has taken an education loan of more than Rs 1 lakh. Students getting an education on an education loan can subscribe to this scheme online or offline

Benefits

Benefits

  1. A subsidy of Rs 50,000 will be provided to students by the Government of Assam on education loans up to Rs 1 lakh.
  2. In this scheme, all the applicant students can apply for the subsidy by paying 25% of their loans.
  3. Under this scheme, the subsidy can be obtained only on loans taken from commercial banks like Federal Bank and HDFC and regional rural banks like Assam Rural Regional Bank.
  4. In this scheme, all students have to get financial help by encouraging students on education loans.

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Eligibility Criteria

  1. It is mandatory for the student to be a permanent resident of the state of Assam.
  2. The student must have taken a loan from a commercial or rural bank, otherwise, he cannot avail of the benefit of the scheme.
  3. The bank has been recognized by the Reserve Bank of India.
  4. The benefit of this scheme can be availed only as a subsidy on education loans.
  5. It is mandatory for the student’s parents to have an education loan of more than Rs 1 lakh.

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How to Apply for Abhinandan Education Loan Subsidy Scheme

Application mode: Online

Application process

  1. Visit the official website.1. With the respect to the &quot;Abhinandhan Education Loan Subsidy&quot;, click on apply option.
  2. The Assam Abhinandhan Scheme Online Application Form will appear.
  3. Now provide the required details.
  4. Upload the required documents and submit

Exclusions

Exclusions

  1. Government employees are not allowed to apply to the scheme.
  2. The student obtaining benefits under this scheme shall not be allowed to avail of benefits under any other scheme for this purpose.
  3. Beneficiaries who already benefited under Bidya Lakshmi Scheme are not eligible for application in this scheme.

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Frequently Asked Questions

What is the Abhinandan Education Loan Subsidy Scheme scheme?

The objective of this scheme is to provide a loan subsidy of up to Rs 50,000 on education loans to students pursuing higher education from good institutions. The Abhinandan Education Loan Subsidy Scheme has been started with the Housing Scheme. Under this scheme, the Government…

Who is eligible for Abhinandan Education Loan Subsidy Scheme?

It is mandatory for the student to be a permanent resident of the state of Assam. The student must have taken a loan from a commercial or rural bank, otherwise, he cannot avail of the benefit of the scheme. The bank has been recognized by the Reserve Bank of India. The benefit of this scheme can be…

What benefits does Abhinandan Education Loan Subsidy Scheme provide?

Benefits A subsidy of Rs 50,000 will be provided to students by the Government of Assam on education loans up to Rs 1 lakh. In this scheme, all the applicant students can apply for the subsidy by paying 25% of their loans. Under this scheme, the subsidy can be obtained only on loans taken from comm…

How can I apply for Abhinandan Education Loan Subsidy Scheme?

Application process Visit the official website.1. With the respect to the &quot;Abhinandhan Education Loan Subsidy&quot;, click on apply option. The Assam Abhinandhan Scheme Online Application Form will appear. Now provide the required details. Upload the required documents and submit

Source: official scheme details published on the Government of India's myScheme portal. Always verify eligibility and deadlines on the official portal before applying. Scheme rules can change.

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