New Akanksha Scheme (Educational Loan) (GTKVN)

> Education Loan Details:

*Loan Amount:* Up to ₹15,00,000/-.

*Interest Rate:* 4% per annum for male students and 3.5% per annum for female students.

*Coverage Includes:*

• Admission fees and tuition fees
• Books, writing materials, necessary equipment and examination fees required for the course
• Accommodation & food expenses
• Travel and insurance premiums

*Contribution:*

• 90% by Central Corporation
• 5% by State Government
• 5% by the Beneficiary

*Repayment Terms:*

• Repayment Period: 60 equal monthly installments (5 years)
• Start of Repayment: Within 6 months from course completion or employment, whichever is earlier.

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1. The applicant should be a resident of Gujarat.
2. The applicant should belong to the Thakor or Koli caste/community.
3. The family&#39;s annual income should not exceed ₹3,00,000/-.
4. The applicant should have secured admission in a recognized institution for:

• MBA or equivalent (approved by AICTE)
• MCA (Master of Computer Applications or equivalent)
• Undergraduate Engineering programs (approved by AICTE/IITs)
• MBBS or equivalent (approved by Medical Council of India)

Note: At least 50% of the total sanctioned loan amount will be reserved for applicants from families earning up to ₹1,50,000 annually.

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Step 1: Visit the official website of the Gujarat Thakor and Koli Vikas Nigam.

Step 2: On the top menu bar, click on &quot;Apply Now&quot;.

Step 3: Click on the loan scheme name.

Step 4: Select the loan category and fill in the loan amount.

Step 5: Fill out the Application Form, enter the following details:

• Personal Information: Name, gender, date of birth, caste, etc.
• Address Information: Permanent and correspondence address
• Income Details: Monthly family income and source
• Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
• Bank Account Details: For loan disbursement

Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.

Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.

Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

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