Group Accident Insurance Scheme under PMMSY: Accidental death or Permanent Total Disability Gujarat

<br>

Sr. No.Name of ComponentStandard of assistanceMinimum Time Limit (in Years) for Reclaiming Benefits1. Accidental death or Permanent Total Disability₹5,00,000/-Once to the legal heir after death<br>

> Mode of Disbursement:

• The claim amount is deposited directly into the claimant&#39;s, nominee&#39;s, or legal heir&#39;s savings account via Direct Bank Transfer (DBT).

> Expected Time of Disbursement:

• The insurance company will settle the claim within 15 working days of receiving the complete claim documentation. If a claim is not settled within this period, the insurance company will pay a simple interest of 10% on the admissible claim amount from the date of document submission until the payment date.

<br>

1. The applicant must be a fisher, which includes fishermen, fish workers, fish farmers, and any other person directly involved in fishing or fisheries-related activities.
2. The applicant must be between 18 and 70 years old.
3. The insured person should not have been 71 years of age on the date of the accident.
4. The applicant must be approved by the State/Union Territory (UT) fisheries department.
5. At the time of a claim, the claimant or insured fisher must be verified and certified by an &quot;Appropriate Authority&quot;.
6. The applicant should have registered himself in the concerned district office.

<br>

1. Fishers or their legal heirs must submit the required documents to the concerned district office for assistance.
2. The claim details must be intimated within 90 days of the accident via one of the following recognised communication methods:

• Letter to the Insurance Company/NFDB Insurance Cell/Intermediary.
• Email to support@pmmsygais.com.
• Through the IT &amp; ITES platforms provided by the intermediary.
• Via the NFDB Toll-Free Number (1800-425-1660).
• To the &quot;Appropriate Authorities&quot;.

> Note: All claim documents must be submitted within 180 days of the accident.

<br>