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State Government Scheme

Micro Finance Scheme (GNDTDC)

The scheme promotes self-employment among Nomadic and Denotified Tribes by offering loan up to ₹1,25,000 at a concessional interest rate to help start small-scale businesses or enterprises.

De-Notified, Nomadic, and Semi-Nomadic (DNT) communities
Scheme Level
State
Applicable In
Gujarat
Category
Banking,Financial Services and Insurance, Business & Entrepreneurship
How to Apply
Online

About the Micro Finance Scheme (GNDTDC) Scheme

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The scheme &amp;quot;Micro Finance Scheme&amp;quot; is implemented by the Gujarat Nomadic and Denotified Tribes Development Corporation (GNDTDC) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to promote self-employment among individuals from the Nomadic and Denotified Tribes communities by providing financial assistance to start a small-scale business/enterprise. Under this scheme, beneficiaries can avail loans at concessional interest rates to purchase equipment, raw materials, or working capital.

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Benefits

Loan Amount Details:

  • Loan Amount: Up to ₹1,25,000/-.- Interest Rate: 5% per annum.
  • Loan Contribution: 90% will be from the National Corporation, 5% from the State Government, 5% from the beneficiary.- Repayment: The loan amount will have to be repaid in 48 equal monthly installments, including interest.

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Eligibility Criteria

  1. The applicant should be a resident of Gujarat.
  2. The applicant should belong to the Nomadic Tribe or Denotified Tribe.
  3. The applicant&#39;s family&#39;s annual income should not exceed ₹3,00,000/-.
  4. The applicant&#39;s age should be between 21 to 50 years on the date of application.
  5. The applicant should have experience &amp; technical skill in the proposed trade/business.
  6. The applicant will have to provide suitable collateral to get the loan.

Note: At least 50% of the total loan amount under this scheme will be specifically allocated to families with an annual income of up to ₹1,50,000/-.

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How to Apply for Micro Finance Scheme (GNDTDC)

Application mode: Online

Step 1: Visit the Official Portal

  • Go to the Official Website Gujarat Nomadic and Denotified Tribes Development Corporation.- Scroll down on the homepage, find the &quot;Micro Finance&quot; and click on &quot;Apply Now&quot;.
  • You will be directed to the application form.

Step 2: Access and Fill Out the Application Form

  • Complete all sections under &quot;Applicant information,&quot; including full name, father/husband&#39;s name, gender, complete address details, contact numbers, Aadhaar No., parents/husband/guardian occupation and income details. Also provide Date of Birth, Age, Caste, and Subspecies. Also, if you are disabled and provide a percentage.
  • If you have taken a past loan, select &quot;Yes&quot; or &quot;No&quot;. If you selected &quot;Yes&quot;, provide loan details (date, amount, paid, remaining) and your account number.
  • Provide bank account number, bank name, branch name, name as per account, account type (Saving/Current), MICR code, and IFSC code.

Step 3: Upload Documents

  • Go to &quot;Upload Photo&quot; in the menu, then upload your photograph and signature (each file less than 15 KB). Click &quot;Save Photo and Signature&quot;
  • Navigate to &quot;Upload Document&quot; in the menu and upload all required files (PDF, JPG, JPEG, PNG only).

Step 4: Review and Final Submission

  • Carefully review each module. Use the preview option to examine the application before final submission. Fill out the provided &quot;CAPTCHA&quot; and Click on “Submit”.

*Track and Review Status*

  • Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
  • Go to the Official Website Gujarat Nomadic and Denotified Tribes Development Corporation.- Scroll down and locate the Know App Status. Click on &quot;Know App Status&quot;.
  • Select the Scheme name, Enter App No., and Birth Date. Fill out the Captcha and click on Submit.

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Frequently Asked Questions

What is the Micro Finance Scheme (GNDTDC) scheme?

<br The scheme &amp;quot;Micro Finance Scheme&amp;quot; is implemented by the Gujarat Nomadic and Denotified Tribes Development Corporation (GNDTDC) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to promote self-employment among indiv…

Who is eligible for Micro Finance Scheme (GNDTDC)?

The applicant should be a resident of Gujarat. The applicant should belong to the Nomadic Tribe or Denotified Tribe. The applicant&39;s family&39;s annual income should not exceed ₹3,00,000/-. The applicant&39;s age should be between 21 to 50 years on the date of application. The applicant should h…

What benefits does Micro Finance Scheme (GNDTDC) provide?

Loan Amount Details: Loan Amount: Up to ₹1,25,000/-.- Interest Rate: 5% per annum. Loan Contribution: 90% will be from the National Corporation, 5% from the State Government, 5% from the beneficiary.- Repayment: The loan amount will have to be repaid in 48 equal monthly installments, including inte…

How can I apply for Micro Finance Scheme (GNDTDC)?

Step 1: Visit the Official Portal Go to the Official Website Gujarat Nomadic and Denotified Tribes Development Corporation.- Scroll down on the homepage, find the &quot;Micro Finance&quot; and click on &quot;Apply Now&quot;. You will be directed to the application form. Step 2: Access and Fill Out…

Source: official scheme details published on the Government of India's myScheme portal. Always verify eligibility and deadlines on the official portal before applying. Scheme rules can change.

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