Mahila Samruddhi (Gujarat Backward Caste Development Corporation)

1. The maximum loan limit under this scheme is up to ₹1,25,000/-.
2. The interest rate on these schemes will be 4% per annum.
3. In these schemes, 95% of the unit cost will be provided as a loan, where 95% will be contributed by the National Corporation and 5% by the State Government.
4. This loan is to be repaid in 48 equal monthly installments, including interest.

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1. The applicant must be female.
2. The applicant must be a resident of Gujarat.
3. The applicant should belong to a socially and educationally backward class, specifically Other Backward Classes (OBC).
4. The total annual income of the applicant&#39;s family should not exceed ₹3,00,000/-.
5. The applicant&#39;s age should be between 21 and 45 years on the date of application.
6. The applicant must have experience in a business requiring technical and other skills.

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Step 1: Visit the official website of the Gujarat Backwards Caste Development Corporation.

Step 2: On the top menu bar, click on &quot;Apply Online&quot;.

Step 3: If you’re a new user, click on &quot;New Registration&quot; Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.

Step 4: Use your registered credentials (User ID and password) to log in.

Step 5: Click on “New Application”. Select “Mahila Samruddhi” from the list of available schemes.

Step 6: Fill out the Application Form, enter the following details:

• Personal Information: Name, gender, date of birth, caste, etc.
• Address Information: Permanent and correspondence address
• Income Details: Monthly family income and source
• Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
• Bank Account Details: For loan disbursement

Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.

Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.

Step 9: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

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