New Akanksha Scheme (Educational Loan) (GNDTDC)

1. Loan Amount: The maximum loan limit for this scheme is up to ₹10,00,000/-.

2. Included Expenses: The loan amount will include the following:

• Admission and tuition fees
• Expenses for books, uniforms, essential materials, and exam fees
• Accommodation and food expenses
• Insurance – Policy premium

3. Interest Rate:

• 4% per annum for male students
• 3.5% per annum for female students

4. Contribution:

• 90% contribution from the Central Corporation,
• 5% from the State Government,
• 5% from the beneficiary

5. Repayment Period:

• The loan will have to be repaid in 60 equal monthly installments including interest.
• The loan will be recovered within 6 months of completion of the course or upon getting a job, whichever is earlier.

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1. The applicant should be a resident of Gujarat.
2. The applicant should belong to the Nomadic Tribe or Denotified Tribe.
3. The applicant&#39;s family&#39;s annual income should not exceed ₹3,00,000/-.
4. The applicant should be pursuing one of the following courses:

• MBA or its equivalent (AICTE-approved course)
• MCA (Master of Computer Applications) or its equivalent (AICTE-approved course)
• Graduate-level engineering course approved by IIT/AICTE or any other approved professional graduate-level course
• Graduate-level medical course from a college recognized by the Medical Council of India
• Diploma course in Nursing

Note: At least 50% of the total loan amount will be allocated for families having an annual income of up to ₹1,50,000/-.

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Step 1: Visit the Official Portal

• Go to the Official Website Gujarat Nomadic and Denotified Tribes Development Corporation.- Scroll down on the homepage, find the &quot;Educational Loan (New Akanksha Yojana)&quot; and click on &quot;Apply Now&quot;.
• You will be directed to the application form.

Step 2: Access and Fill Out the Application Form

• Complete all sections under &quot;Applicant information,&quot; including full name, father/husband&#39;s name, gender, complete address details, contact numbers, Aadhaar No., parents/husband/guardian occupation and income details. Also provide Date of Birth, Age, Caste, and Subspecies. Also, if you are disabled and provide a percentage.
• For each applicable qualification (SSC, HSC, Diploma, Degree, Graduation), tick the checkbox and fill in the Degree, Board/University Name, Academic year, and Percentage obtained.
• Fill in details about the college/institution admitted to, university affiliation, course name, enrollment number, organisation address, website, course duration (in years and semester), and date of admission.
• Specify who accredited the course/institution, their name, and address. Proof of accreditation must be submitted.
• Select &quot;Yes&quot; or &quot;No&quot; for &quot;Have you obtained admission through government-mandated admission?&quot;.
• If staying in a hostel, provide the Hostel name, Hostel address, and Hostel contact number.
• Fill in the requested loan amounts for Admission Fee, Tuition Fee, Examination Fee, Hostel Fee, Estimated cost of books/stationery, and Other fees.
• List details of any physical assets owned (land, house, government property, NCC, LIC, KVP, etc.).
• Indicate if anyone in the family works in a government/private sector job. If &quot;Yes,&quot; provide Name, Designation, Place, and Salary details.
• Fill in the Bank Account Number, select the Bank Name from the dropdown, provide the Branch Name, Name as per Account, select Bank Account Type (Saving/Current), and enter the MICR Code and IFSC Code.

Step 3: Review and Final Submission

• Carefully review each module. Use the preview option to examine the application before final submission. Fill out the provided &quot;CAPTCHA&quot; and Click on “Submit”.

*Track and Review Status*

• Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
• Go to the Official Website Gujarat Nomadic and Denotified Tribes Development Corporation.- Scroll down and locate the Know App Status. Click on &quot;Know App Status&quot;.
• Select the Scheme name, Enter App No., and Birth Date. Fill out the Captcha and click on Submit.

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