Pradhan Mantri Jeevan Jyoti Bima Yojana
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an insurance scheme offering life insurance cover for death due to any reason. It is a one-year cover, renewable from year to year. The scheme is offered by banks/post offices and administered through life insurance companies.
About the Pradhan Mantri Jeevan Jyoti Bima Yojana Scheme
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an insurance scheme offering life insurance cover for death due to any reason. It is a one-year cover, renewable from year to year. The scheme is offered by banks/post offices and administered through life insurance companies. All individuals who are account holders of participating banks/ post office in the age group of 18 to 50 years are entitled to join.
Benefits
- PMJJBY offers one- year term life cover of ₹ 2.00 Lakh to all the subscribers in the age group of 18-50 years.1. It covers death due to any reason.
- Premium payable is ₹ 436/- per annum per subscriber, to be auto debited from the subscriber’s bank/post office account.
Eligibility Criteria
- The age of the applicant must be between 18 to 50 Years.
- The applicant must hold an individual bank / post office account.
How to Apply for Pradhan Mantri Jeevan Jyoti Bima Yojana
Application mode: Offline / Online
Offline
Step 01: Download and take print of the “CONSENT-CUM-DECLARATION FORM” given in the link below: https://www.jansuraksha.gov.in/Files/PMJJBY/English/ApplicationForm.pdf#zoom=250
Step 02: Duly fill and sign the application form, attach the self-attested copies of the required documents, and submit the case to the authorised official of Bank / Post Office. The official will return you the “ACKNOWLEDGEMENT SLIP CUM CERTIFICATE OF INSURANCE”.
One can also avail cover under PMJJBY online using their bank's Net banking facility.
Exclusions
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Frequently Asked Questions
What is the Pradhan Mantri Jeevan Jyoti Bima Yojana scheme?
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an insurance scheme offering life insurance cover for death due to any reason. It is a one-year cover, renewable from year to year. The scheme is offered by banks/post offices and administered through life insurance companies.…
Who is eligible for Pradhan Mantri Jeevan Jyoti Bima Yojana?
The age of the applicant must be between 18 to 50 Years. The applicant must hold an individual bank / post office account.
What benefits does Pradhan Mantri Jeevan Jyoti Bima Yojana provide?
PMJJBY offers one- year term life cover of ₹ 2.00 Lakh to all the subscribers in the age group of 18-50 years.1. It covers death due to any reason. Premium payable is ₹ 436/- per annum per subscriber, to be auto debited from the subscriber’s bank/post office account.
How can I apply for Pradhan Mantri Jeevan Jyoti Bima Yojana?
Offline Step 01: Download and take print of the “CONSENT-CUM-DECLARATION FORM” given in the link below: https://www.jansuraksha.gov.in/Files/PMJJBY/English/ApplicationForm.pdfzoom=250 Step 02: Duly fill and sign the application form, attach the self-attested copies of the required documents, and su…
Source: official scheme details published on the Government of India's myScheme portal. Always verify eligibility and deadlines on the official portal before applying. Scheme rules can change.
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