Satat Jeevikoparjan Yojana (SJY)

> Financial Assistance:

• Livelihood Gap Assistance: ₹1,000/- per month for the initial seven months to support basic needs. - Asset Transfers: Productive Asset (micro-enterprise, livestock, agriculture) transfer of an average value of ₹60,000/- is given in 2-3 tranches with a limit of ₹1,00,000/-. - Insurance Coverage: Insurance premiums cover for each beneficiary under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and the Pradhan Mantri Suraksha Bima Yojana (PMJSBY).

> Mentoring and Capacity Building:

• Long-Term Mentorship: 24 months of personalized guidance by Master Resource Persons (MRPs). - Training Programs: Capacity-building sessions to enhance confidence and entrepreneurial skills. - Life-Skills Coaching: General coaching to improve household management and decision-making abilities.

> Social Empowerment:

• Targeting Ultra-Poor: Focused support for ultra-poor households, including those traditionally engaged in informal sectors. - Community Inclusion: Strengthened participation through Village Organizations (VOs) for oversight and support.

1. The applicant must be a resident of Bihar.
2. The applicant must belong to an ultra-poor household identified through participatory processes.
3. The applicant must belong to socially or economically vulnerable groups, such as SC/ST communities.
4. The applicant should not have significant alternative livelihood sources.

Step 1: Eligible ultra-poor households are identified through a participatory process facilitated by Village Organizations (VOs).

Step 2: Applicants need to provide the required documents to JEEViKA representatives.

Step 3: The submitted documents and eligibility criteria are verified by program authorities.

Step 4: Once approved, the beneficiaries are enrolled in the program and assigned to a Master Resource Person (MRP) for guidance. Also, beneficiaries receive other assistance as well.