Skip to content
Central Government Scheme Ministry Of Finance

Stand-Up India

A scheme by Ministry of Finance for financing SC/ST and Women Entrepreneurs by facilitating bank loans for setting up a greenfield project Enterprise in manufacturing, services, trading sector and activities allied to agriculture.

Scheduled Caste (SC) Scheduled Tribe (ST)
Ministry / Dept.
Ministry Of Finance
Scheme Level
Central
Applicable In
All India (Central Scheme)
Category
Business & Entrepreneurship, Banking,Financial Services and Insurance, Social welfare & Empowerment
How to Apply
Online
Apply on Official Portal

About the Stand-Up India Scheme

A scheme by Ministry of Finance for financing SC/ST and/or Women Entrepreneurs by facilitating bank loans for setting up a greenfield project enterprise in manufacturing, services, trading sector and activities allied to agriculture. The objective of this scheme is to facilitate bank loans between Rs. 10 lakh and Rs. 1 Crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman borrower per bank branch for setting up a greenfield enterprise. In case of non-individual enterprises, at least 51% of the shareholding and controlling stake should be held by either an SC/ST or Woman entrepreneur.

Benefits

  1. Facilitation of composite loan (inclusive of term loan and working capital) between ₹10 Lakhs and ₹100 Lakhs. Rupay debit card to be issued for convenience of the borrower.
  2. The web portal by SIDBI provides hand-holding support through a network of agencies engaged in training, skill development, mentoring, project report preparation, application filling, work shed / utility support services, subsidy schemes etc.

Eligibility Criteria

  • Finance is provided for Greenfield Enterprises.
  • If the applicant is a male, he must be from SC / ST category.
  • The age of the applicant must be at least 18 years.
  • The applicant must not be in default to any bank/financial institution.

How to Apply for Stand-Up India

Application mode: Online

Either approach your nearest bank branch to apply (locate your nearest bank here - https://www.rbi.org.in/Scripts/query.aspx )Or Through the Lead District Manager (LDM) (find the address and the email of the LDM of your district here - https://www.standupmitra.in/LDMS#NoBack)

Or Apply Through Portal: www.standupmitra.in

Process:

  1. The first step is to visit the official portal of StandUp India at: https://www.standupmitra.in/Login/Register 1. Enter the full details of the business location.
  2. Select the category between SC, ST, Woman, and whether the stake held is 51% or higher.
  3. Select the nature of the proposed business; the loan amount desired description of the business, the details of the premises, etc.
  4. Populate the fields with past business experience, including tenure.
  5. Select the need for hand-holding is required.
  6. Enter all the personal details sought, which include the name of the enterprise and the constitution.
  7. The last step is to select the register button to complete the process.

Once you have completed registration, you are eligible to initiate the StandUp India Loan Application process with the respective financial institution for the officials to contact you for completing the StandUp India Loan Process and requisite formalities.

Exclusions

<br>

Frequently Asked Questions

What is the Stand-Up India scheme?

A scheme by Ministry of Finance for financing SC/ST and/or Women Entrepreneurs by facilitating bank loans for setting up a greenfield project enterprise in manufacturing, services, trading sector and activities allied to agriculture. The objective of this scheme is to facilitate…

Who is eligible for Stand-Up India?

Finance is provided for Greenfield Enterprises. If the applicant is a male, he must be from SC / ST category. The age of the applicant must be at least 18 years. The applicant must not be in default to any bank/financial institution.

What benefits does Stand-Up India provide?

Facilitation of composite loan (inclusive of term loan and working capital) between ₹10 Lakhs and ₹100 Lakhs. Rupay debit card to be issued for convenience of the borrower. The web portal by SIDBI provides hand-holding support through a network of agencies engaged in training, skill development, me…

How can I apply for Stand-Up India?

Either approach your nearest bank branch to apply (locate your nearest bank here - https://www.rbi.org.in/Scripts/query.aspx )Or Through the Lead District Manager (LDM) (find the address and the email of the LDM of your district here - https://www.standupmitra.in/LDMSNoBack) Or Apply Through Portal…

Source: official scheme details published on the Government of India's myScheme portal. Always verify eligibility and deadlines on the official portal before applying. Scheme rules can change.

Related Government Schemes

Central All India

Consortia & Tender Marketing Scheme

The scheme aims to facilitate Micro and Small Enterprises (MSEs) in marketing their products and services through individual or collective participation in tenders via consortia. It helps MSEs secure bulk orders, improve competitiveness, and access government procurement opportunities.

Business & Entrepreneurship Details
State West Bengal

Incentive Scheme for MSMEs in Powerloom Sector: State Capital Investment Subsidy

“State Capital Investment Subsidy” incentives under “Incentive Scheme for MSMEs in Powerloom Sector” scheme implemented by the Dept. of MSME & T, Government of West Bengal, aims to provide subsidy of the fixed capital investment made for its approved project.

Business & Entrepreneurship Details
Central All India

Khadi Gramodyog Vikas Yojana: Khadi Vikas Yojana

The scheme aims to increase productivity and wages of Khadi artisans, improve production infrastructure, boost employment and sales, revive traditional rural skills, modernize sales outlets, and promote marketing and exports.

Business & Entrepreneurship Details
State West Bengal

The West Bengal Incentive Scheme: Additional Incentive for Adventure Tour Operators

“Additional Incentive for Adventure Tour Operators” incentives under the “WBIS” scheme by the Dept. of Tourism, Government of West Bengal, aims to provide reimbursement incentives with SGST payments for purchasing tents, dinghies, adventure & sports equipment, and related accessories.

Business & Entrepreneurship Details
State West Bengal

The West Bengal Incentive Scheme: Additional Incentive on Generation of Employment

“Additional Incentive on Generation of Employment” incentives under “The West Bengal Incentive Scheme” scheme by the Dept. of Tourism, Government of West Bengal, aims to provide reimbursement of expenditure incurred for paying contribution towards ESI and EPF.

Business & Entrepreneurship Details
State West Bengal

The West Bengal Incentive Scheme: Capacity Utilisation

“Capacity Utilisation” incentives under the “The West Bengal Incentive Scheme” implemented by the Dept. of Tourism, Government of West Bengal, aims to provide additional Floor Area Ratio (FAR) over and above the maximum permissible FAR as may be fixed by the competent authority.

Business & Entrepreneurship Details