Government Schemes in Puducherry
Explore 270 state government schemes for Puducherry, plus nationwide central schemes you can apply for. Each listing covers eligibility, benefits and the step-by-step application process.
Check schemes you are eligible for →Puducherry State Schemes
"Immediate Relief Assistance" under "Welfare and Relief for Fishermen During Lean Seasons and Natural Calamities Scheme"
The scheme "Immediate Relief Assistance" under "Welfare and Relief for Fishermen During Lean Seasons and Natural Calamities Scheme" is introduced to extend financial assistance to the fishermen's families to compensate for the loss due to the missing breadwinner and to support them financially.
'Financial Assistance for Setting Up of Sales Emporia by Industrial Associations, Handicrafts Societies and Recognized Institutions' under 'Marketing And Publicity'
In this scheme, financial support will be provided via the Industrial Associations, Handicrafts Societies and Recognized Institutions for promotion of Handicrafts, Coir, Jute, Micro and Small Industrial products, i.e. for acquiring suitable buildings/premises & providing infrastructure facilities.
'Grant-in-Aid to Industrial Association, CII, Industrial NGOs for Promotion of SME Clusters' under 'Marketing And Publicity'
Through this scheme, financial assistance is provided to the Industrial Associations, CII, and Industrial NGOs for the promotion of the SME Cluster. The financial assistance is 75% of the actual cost, subject to a maximum of ₹3,00,000/- per unit in cluster.
'Organizing/ Participation in Exhibitions /Trade Fairs /Expo /Seminars /Investors Meets, etc' under 'Marketing And Publicity'
Through this scheme, Promotion Campaigns, Exhibitions, Trade Fairs, Investors Meets, Seminars etc., are arranged in important towns/cities of India and abroad, to attract industries to invest in Puducherry. This will help them in increasing the marketability of these products.
'Rent Subsidy for Sales Emporia Established by Handicrafts / Micro & Small Industries Emporium' under 'Marketing And Publicity'
In this scheme, financial support will be provided via the Industrial Associations, Handicrafts Societies and Recognized Institutions for promotion of Handicrafts, Coir, Jute, Micro and Small Industrial products, i.e. for acquiring suitable buildings/premises and providing infrastructure facilities.
"Advance / High Skill Training" Component of the "Development of Industries" Scheme
The scheme aims to enhance the skill of those who have completed the basic training and are interested in advanced training in their trade or the candidates having technical qualifications willing to undergo some special high skilled training to start their ventures or to get suitable employment.
"Advance/High Skill Training in Coir" Component of the "Development of Coir" Scheme
"Advance/High Skill Training in Coir" aims to enhance the skills of Coir artisans and interested individuals. The objective is to acquire the latest skills and modern technologies through advanced/high-skilled training available across various locations in India, offering valuable benefits.
"Advanced Training in Handicrafts" Component of the "Development of Handicrafts" Scheme
Through the "Advanced Training in Handicrafts" scheme, candidates will be sponsored for training in other states where the craft is practised to its finest. The training program focuses on enhancing craft skills, enabling participants to acquire advanced techniques and proficiency in their craft.
"Annual Insurance Premium for Boat Owners" under "Financial Assistance for Availing Subsidy Components for the Development of Marine Fisheries"
"Annual Insurance Premium for Boat Owners" under "Financial Assistance for Availing Subsidy Components for the Development of Marine Fisheries" is introduced to increase marine fish production through subsidies for the annual premiums for insurance coverage paid by the mechanized boat operators.
"Assistance for Energy and Water Conservation" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - Various Incentives"
Through this scheme, 50% of the fees paid to the recognized institution/consultant for conducting the energy/water audit is reimbursed. The unit should have achieved saving in energy/water minimum by 10% of average monthly consumption of previous 12 months before conduct of audit.
"Assistance for Intellectual Property Protection Support" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - Various Incentives"
Through this scheme, assistance of 50% is provided subject to a maximum of ₹2,00,000/- for the expenditure for obtaining domestic patent (₹5,00,000/- for international patent). The applications are accepted offline in the prescribed form available on the Official Website of the Department.
"Assistance for Technology Acquisition" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Capital Intensive Industries"
Through "Assistance for Technology Acquisition", assistance for acquisition of appropriate technology in any form for specific product/process is provided by way of 50% grant subject to a maximum of ₹10,00,000/-. The applications are accepted offline in the prescribed form available.
"Back Ended Investment Subsidy to Paddy Growers" component of the "Crop Production Technology" scheme
"Back Ended Investment Subsidy to Paddy Growers" component of the "Crop Production Technology" scheme was introduced by the Dept of Agriculture and Farmer's Welfare, UT of Puducherry. The paddy farmers residing in the Yanam region are provided a back-ended investment subsidy at ₹4,000/- per hectare.
"Capital Investment Subsidy (for New and Existing Industries)" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Capital Intensive Industries"
Through "Capital Investment Subsidy (for New and Existing Industries)", the enterprises & entrepreneurs are provided subsidies of upto 45% on the investments made on land, buildings, plants and machinery. The applications are accepted offline in the prescribed form available on the Official website.
"Capital Investment Subsidy: 5% Additional Capital Investment Subsidy to Karaikal Region" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries"
The "Capital Investment Subsidy: 5% Additional Capital Investment Subsidy to Karaikal Region" is a Component of the "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries" Scheme by the Department of Industrial Development (Industries and Commerce), UT of Puducherry.
"Capital Investment Subsidy: Information Technology (IT) / Information Technology Enabled Services (ITES) Industries" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries"
The new IT/ITES industrial unit which started production on or after 6-11-2002 are provided with subsidy on the investments made on plant and machinery @ 20% thereon subject to a maximum of ₹20,00,000/- for the large, medium, small and micro enterprises during the period of operation of the scheme.
"Capital Investment Subsidy: Physically Handicapped Persons/ Ex-Servicemen" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries"
Through this scheme, the new industrial units which started production on or after 5th August 2009 by physically handicapped entrepreneurs and Ex-Servicemen for the investments made on land, building and plant and machinery are eligible for capital investment subsidy at the rate of 25%.
"Capital Investment Subsidy: SC/ST/Women Entrepreneurs" Component of the "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries" Scheme
"Capital Investment Subsidy: SC/ST/Women Entrepreneurs" is a scheme by the Department of Industrial Development (Industries and Commerce), Union Territory of Puducherry. The department extends subsidies for the investments made on land, buildings, plants & machinery @ 25%.
"Conducting of Exhibitions" Component of the "Development of Coir" Scheme
The scheme "Conducting of Exhibitions" aims to enhance awareness of diverse coir products and promote their market presence. It extends financial support, including a daily allowance of ₹150 per participant and travel reimbursements, to both local and outstation participants.
"Conversion/Modernisation of Mechanised Fishing Boats for Deep Sea Fishing" under "Financial Assistance for Availing Subsidy Components for the Development of Marine Fisheries"
The scheme "Conversion/Modernisation of Mechanised Fishing Boats for Deep Sea Fishing" is introduced by the Dept of Fisheries and Fishermen Welfare, Govt of Puducherry to increase marine fish production by extending grants for the conversion/modernization of mechanized boats for deep-sea fishing.
"Design Development Training For Master Crafts Persons" Component of the "Development of Handicrafts" Scheme
This scheme aims to enhance the skills of craftspersons in moulding and designing their traditional crafts. The objective is to make these crafts more appealing to customers and increase marketability. The training has a significant impact on the development of modern art and techniques in craft.
"Employment Incentive" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - Various Incentives"
Through the "Employment Incentive" scheme, Wage/Employment subsidy of 20% wage/salary up to a maximum of ₹5,00,000/- per annum, in case of workers who are covered under Provident Fund (PF), will be granted. The applications are accepted offline in prescribed form available on the Official Website.
"Employment Incentive" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries"
A Wage/Employment subsidy of 20% of wage/ salary up to a maximum of ₹5,00,000/- per annum is provided in the case of workers who are covered under the Provident Fund (PF). The new units which commence production on or after 2-8-2004 would alone be eligible for this incentive for 5 years.
"Entrepreneureship Development Programme (EDP)" Component of the "Development of Industries" Scheme
The scheme aims to to develop entrepreneurship skills by providing training for setting up of the projects. The programmes contains motivating the prospective entrepreneurs, highlight respective projects, the course of actions to taken by them for setting up and successful running their unit.
"Entrepreneurship Development Programme" Component of the "Development of Coir" Scheme
The scheme aims to provide Entrepreneurship training, to encourage prospective entrepreneurs to start the coir industry. Awareness programmes will also be arranged for the existing coir industries about the modern technology and scheme, and incentives available under the State Grant.
"Exhibition" Component of the "Development Of Handicrafts" Scheme
The "Exhibition" scheme by the Department of Industries and Commerce, Government of Puducherry, was introduced to boost the marketability of handicrafts and enhance sales through the organization of exhibitions. These exhibitions are conducted locally and in various states of the country.
“Exposure Tour for the Coir Artisans” Component of the "Development of Coir" Scheme
The scheme “Exposure Tour For The Coir Artisans” by the Dept of Industries and Commerce, Union Territory of Puducherry is introduced for acquiring the latest techniques and innovative ideas in various coir units located in other states, the exposure tour will be conducted for the coir artisans.
“Family Counseling" under Grant-in-Aid to Pondicherry State Social Welfare Board
“Family Counseling" under the umbrella scheme "Grant-in-Aid to Pondicherry State Social Welfare Board" was launched by the Department of Social Welfare, Government of Puducherry. Through this scheme, the residents of Puducherry are provided with counselling, rehabilitative and referral services.
"Financial Grant for Reactivation of Mechanised Boats" under "Financial Assistance for Availing Subsidy Components for the Development of Marine Fisheries"
The scheme "Financial Grant for Reactivation of Mechanised Boats" is introduced by the Govt of Puducherry with the objective of increasing marine fish production by extending financial grants for the reactivation of wooden/steel mechanized boats.
"Fishing Ban Period Assistance" under "Welfare and Relief for Fishermen During Lean Seasons and Natural Calamities Scheme"
The scheme "Fishing Ban Period Assistance" under "Welfare and Relief for Fishermen During Lean Seasons and Natural Calamities Scheme" is introduced with the objective of assisting fishermen families who are deprived of income during natural calamities and fishing ban periods.
"Generator Subsidy" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - Various Incentives"
Through the "Generator Subsidy" scheme, 50% subsidy is provided to the industrial units of the micro, small, medium and large industries for the purchase and installation of generators. The applications are accepted offline in the prescribed form available on the Official Website of the Department.
"Generator Subsidy" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries"
Through this scheme, the micro, small and medium industrial units (manufacturing and service sector) shall be eligible for the grant of 50% subsidy with a cap of ₹5,00,000/- per industrial unit on the investment made on or after 5-3-2009 on generator sets. The applications are accepted offline.
"Grant of Margin Money for Availing Capital Loan" Component of the "Development of Coir" Scheme
The scheme "Grant of Margin Money for Availing Capital Loan" aims to incentivize entrepreneurs to establish new coir industries & revitalise existing ones. The units must be set up in Puducherry. The scheme provides margin money upon receipt of a financial institution's sanction order for a project.
"Grant of Margin Money for Availing the Capital Loan" Component of the "Development of Silk" Scheme
The scheme aims to encourage the entrepreneur to set up Silk Weaving Units in Puducherry. This margin money grants will reduce the initial financial burden on the entrepreneurs while availing term loan/working capital loan from the financial institutions for setting up of silk weaving units.
"Grant to Coir Cluster/Societies/Agency" Component of the "Development of Coir" Scheme
The "Grant to Coir Cluster/Societies/Agency" scheme aims to foster the development of coir industries. The scheme encourages unemployed rural youth and artisan individuals to participate in the manufacturing and sales of coir products. Grant of ₹2,00,000 per year is provided for five years.
"Grant To Handicrafts Societies" Component of the "Development of Handicrafts" Scheme
“Grant To Handicrafts Societies” by the Department of Industries and Commerce, UT of Puducherry aims to encourage the creation of Handicrafts Societies to enhance coordination and skill among craftspeople. Grants are provided to registered societies for organizing or participating in exhibitions.
"Grant to Silk Societies/Agency" Component of the "Development of Silk" Scheme
The scheme "Grant to Silk Societies/Agency" aims to encourage the silk weaving artisans to form registered societies/agencies to develop a cluster approach among the artisans which is effective and advisable at present for the successful development of their business.
"Grant to Subsidy for Raw Materials Procurement" Component of the "Development of Coir" Scheme
The "Grant to Subsidy for Raw Materials Procurement" Scheme by the Department of Industries and Commerce, Union Territory of Puducherry, aims to promote Coir Industries by providing a 15% subsidy on annual raw materials procurement, capped at ₹5,00,000 per annum per unit.
"Green and Eco-Friendly Measures" under “Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - State Awards to Micro, Small and Medium Enterprises”
The award for "Green and Eco-Friendly Measures" is conferred upon the industries that are green and eco-friendly as per the standards of the Department of Science, Technology and Environment (DSTE), Puducherry. The awardee is given a cash award of ₹2,00,000/- and a citation.
“Home for the Aged" under Grant-in-Aid to Pondicherry Society for the Care of the Aged (PONCARE)
Through the scheme “Home for the Aged", the senior citizens are provided with stay at subsidiary rates, food (both vegetarian and non-vegetarian), routine health check up by doctors thrice in a week, providing news papers and television for entertainment.
"Immediate Death Relief Assistance" under "Welfare and Relief for Fishermen During Lean Seasons and Natural Calamities Scheme"
The scheme "Immediate Death Relief Assistance" is introduced with the objective of extending financial assistance to the fishermen's families to compensate for the loss due to the sudden demise of the breadwinner and to support them financially to run their family.
"In-Plant Training" Component of the "Development of Industries" Scheme
"In-Plant Training" was introduced to create employment opportunities and motivate entrepreneurship among the educated unemployed youth. The trainees acquire the skill by observing, assisting and learning the job on their own in the plant itself, making them acquire better skills in the trade.
"Infrastructure Development Subsidy (For IT/ITES)" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Capital Intensive Industries"
Through this scheme, 30% Subsidy subject to a max. of ₹1,00,00,000/- will be granted on the investment made on building with a minimum extent of 50,000 sq.ft. constructed area, by the infrastructure developers/industries for leasing out to Information Technology industries or for own industrial use.
"Infrastructure Subsidy" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries"
The "Infrastructure Subsidy" is a Component of the "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries" Scheme by the Industries and Commerce Department, Puducherry. 25% subsidy is provided to the industrial units who have made investments on buildings.
"Innovation in Technology [Product (or) Process]" under “Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - State Awards to Micro, Small and Medium Enterprises”
The award "Innovation in Technology [Product (or) Process]" under “Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - State Awards to Micro, Small and Medium Enterprises” is conferred upon the industrial units who have patented their technology innovation.
"Integrated Farming for Productivity Improvement Scheme" by the Coconut Development Board
Through the “Integrated Farming for Productivity Improvement Scheme" by the Coconut Development Board, the coconut farmers are provided financial assistance through DBT (Direct Benefit Transfer) mode for the Laying of the Demonstration Plot, and for the Construction of the Organic Manure Unit.
"Interest Subsidy (For Micro, Small, Medium and Large New Industries)" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - Various Incentives"
Through this scheme, the industrial units availing loans from financial institutions towards the creation of fixed assets and for working capital shall be eligible for an interest subsidy to an extent of 25% of the annual interest amount paid. The applications are accepted offline.
"Interest Subsidy" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries"
The industrial units which have availed loans from financial institutions towards the creation of fixed assets and for working capital shall be eligible for an interest incentive to an extent of 25% of the annual interest amount paid. The applications are accepted offline.
"Management Training" Component of the "Development of Industries" Scheme
Through this scheme, management training is imparted as means to enhance productivity. It is imparted to the entrepreneurs / industrialists or their representative in various disciplines namely Financial Management, Marketing Management, Personnel Management, Quality control, etc.
"Market Development Support Assistance" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - Various Incentives"
Through "Market Development Support Assistance", assistance worth 50% of total rent, literature and display material (subject to a max. of ₹5,00,000/-) is provided to the industrial unit for participation in international trade fair as an industry association. The applications are accepted offline.
“Medical Camps (Allopathy and Indian systems of Medicine)" under Grant-in-Aid to Pondicherry Society for the Care of the Aged (PONCARE)
“Medical Camps (Allopathy and Indian systems of Medicine)" under the umbrella scheme "Grant-in-Aid to Pondicherry Society for the Care of the Aged" was launched by the Department of Social Welfare, Government of Puducherry. The senior citizens are provided free health checkups and free medicines.
"Monthly Grant To Old Crafts Persons (Pension)" Component of the "Development of Handicrafts" Scheme
"Monthly Grant To Old Crafts Persons (Pension)” by the Department of Industries and Commerce, Union Territory of Puducherry, aims to provide pensions to artisans in their old age, recognizing their contribution to traditional crafts. Eligible craftspersons receive a monthly grant of ₹2,000/-.
"Outstanding Artisan of the Year" under “Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - State Awards to Micro, Small and Medium Enterprises”
The "Outstanding Artisan of the Year" award is conferred upon the artisan who has been a participant for 3 years in National / International handicraft exhibitions/fairs. The awardee is given a cash award of ₹2,00,000/- and a citation. The applications are accepted offline in the prescribed form.
"Outstanding Entrepreneur" under “Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - State Awards to Micro, Small and Medium Enterprises”
"Outstanding Entrepreneur" under “Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - State Awards to Micro, Small and Medium Enterprises” is a scheme by the Industries and Commerce Dept, UT of Puducherry, formulated to award the best entrepreneurs.
"Outstanding Exporter" under “Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - State Awards to Micro, Small and Medium Enterprises”
"Outstanding Exporter" under “Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - State Awards to Micro, Small and Medium Enterprises” by the Industries & Commerce Dept, Puducherry, awards the direct manufacture exporters that are exporting for 3 years.
"Outstanding SC/ST Entrepreneur" under “Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - State Awards to Micro, Small and Medium Enterprises”
"Outstanding SC/ST Entrepreneur" under “Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - State Awards to Micro, Small and Medium Enterprises” is a scheme by the Industries and Commerce Dept, UT of Puducherry, formulated to award the best SC/ST entrepreneurs.
"Protected Cultivation" Component of "Establishment of New Gardens (Area Expansion)" Scheme
Through this scheme, the farmers are provided Poly House, Shade Net House (Tubular Structure), Plastic Mulching at subsidised rates for practising Protected Cultivation. In Puducherry, this scheme is implemented by the Department of Agriculture and Farmer's Welfare, Union Territory of Puducherry.
"Rent Subsidy" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries"
This scheme aims to support SC/ST and women entrepreneurs who have initiated production on or after 27-3-2002 in a rented building. It provides rent subsidy for the first five years from the commencement of commercial production on a tapering basis, with a max ceiling of ₹5,000 per month.
"Subsidy for Cultivation of Fodder Crops" Component of the "Crop Production Technology" Scheme
The "Subsidy for Cultivation of Fodder Crops" scheme was introduced by the Department of Agriculture and Farmer's Welfare, Union Territory of Puducherry. Through this scheme, cash incentives are distributed to Farmers and Self Help Groups for undertaking fodder cultivation in the Puducherry region.
"Subsidy for Quality Certification" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - Various incentives"
"Subsidy for Quality Certification" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - Various incentives" is a scheme by the Industries and Commerce Dept, Puducherry. An assistance is granted for a maximum of 3 quality certifications @ 50% of the cost.
Showing 60 of 270 Puducherry schemes. Use the finder to narrow by your profile.
Central Schemes Available in Puducherry
AICTE SHORT TERM TRAINING PROGRAMME-SFURTI SCHEME
Short Term Training Programme-SFURTI Program aims to provide financial assistance from AICTE to the institutions for conducting faculty and student trainings to enable faculty members and students in the field of technical education.
Consortia & Tender Marketing Scheme
The scheme aims to facilitate Micro and Small Enterprises (MSEs) in marketing their products and services through individual or collective participation in tenders via consortia. It helps MSEs secure bulk orders, improve competitiveness, and access government procurement opportunities.
Khadi Gramodyog Vikas Yojana: Khadi Vikas Yojana
The scheme aims to increase productivity and wages of Khadi artisans, improve production infrastructure, boost employment and sales, revive traditional rural skills, modernize sales outlets, and promote marketing and exports.
"Marketing Incentive" under the "Handloom Marketing Assistance" Component of the National Handloom Development Programme
The scheme aims to develop and promote marketing channels for handloom products to bring greater visibility to the sector and ensure commensurate remuneration to weavers. It provides Marketing Incentive to eligible handloom agencies for creating conducive conditions for marketing handloom products.
Abdul Kalam Technology Innovation National Fellowship
Indian National Academy of Engineering (INAE) will award "Abdul Kalam Technology Innovation National Fellowship" to outstanding engineers to recognize, encourage and support translational research by individuals to achieve excellence in engineering, innovation and technology development.
Access to Knowledge for Technology Development and Dissemination (A2K+)
Access to Knowledge for Technology Development and Dissemination (A2K+) is a scheme targeted towards developing mechanisms to disseminate science, technology and innovation-related information to industries, research and academic institutions
Advance Authorisation(AA)
Advance Authorisation scheme enables duty free import of inputs for export production, including replenishment of inputs or duty remission Advance Authorisation covers manufacturer exporters or merchant exporters tied to supporting manufacturer(s).
Advanced Vocational Training Scheme
The scheme aims to provide innovative, effective and integrated training opportunities for work force who need new skills to enjoy the dignity that comes with employment, independence and self-reliance.
AFFDF-Financial Assistance For Treatment Of Serious Diseases To Non Pensioner Ex-Servicemen (All Ranks)/Widows
The scheme aims to provide financial assistance to non-pensioner Ex-Servicemen of all ranks and widows for meeting medical expenses incurred on the treatment of approved serious diseases, including cancer, renal failure, knee replacement, and heart surgery.
Frequently Asked Questions
How many government schemes are available in Puducherry?
There are 270 state-specific government schemes listed for Puducherry, in addition to 655+ central government schemes that residents of Puducherry can also apply for.
Can Puducherry residents apply for central government schemes?
Yes. Residents of Puducherry are eligible for nationwide central government schemes (subject to each scheme's eligibility) on top of the state-run schemes offered by the Puducherry government.
How do I check which scheme I am eligible for in Puducherry?
Use the government scheme finder to answer a few questions about your age, occupation and category — it instantly shows the Puducherry state and central schemes you are likely eligible for.